Property and transaction context
- Commercial property objective
- Search or disposition strategy
- Transaction timing and conditions
- Coordination with the client's advisers
- Contact-only professional introduction where permitted
PARTNER CONNECTIONS · COMMERCIALLY IS NOT A LENDER
Commercial financing belongs
in the property strategy.
A property decision and a financing decision affect one another, but they are not the same professional service. Commercially can keep the dependency visible and, where appropriate and permitted, provide a contact-only introduction to an independent mortgage or financing professional.
A CLEAR PROFESSIONAL BOUNDARY
We organize the property conversation.
The financing professional handles the mortgage.
Mortgage and credit work
- Borrower and property qualification
- Lender or product suitability
- Application and supporting documents
- Rates, fees, security and conditions
- Underwriting, approval and commitment
COMMON FINANCING CONVERSATIONS
Different property decisions create different questions.
These are context categories—not products offered or recommended by Commercially.
Owner-user acquisition
Purchase price, occupancy plan, business capital and transaction timing may all affect the financing work handled by the independent provider.
Investment property
Property income, leases, expenses, capital plans and borrower structure may form part of the provider's independent review.
Development or construction
Land, approvals, budget, equity, phasing and delivery risk can create specialized financing requirements.
Refinance or bridge needs
Existing debt, value, income, transition plans and time sensitivity should be discussed directly with a qualified financing professional.
THE INTRODUCTION PROCESS
Simple, limited and transparent.
- 01Identify the need
Tell us whether the property conversation involves a purchase, refinance, development or another financing dependency.
- 02Confirm the boundary
Commercially can provide real estate context but does not provide mortgage advice or recommend a particular loan.
- 03Request the connection
Where permitted, we may share contact information for an independent, appropriately licensed mortgage brokerage or other clearly identified professional.
- 04Work directly with the provider
The provider explains its role, licensing, relationships, fees, process and any required disclosures before handling the financing conversation.
VERIFY THE PROFESSIONAL
Mortgage activity is regulated provincially.
Rules vary by jurisdiction. Confirm the professional and brokerage with the applicable regulator before relying on mortgage advice or providing sensitive financial information.
Commercial mortgage connection questions
Does Commercially arrange commercial mortgages?+
No. Commercially is not a lender or mortgage brokerage and does not deal in mortgages. We do not recommend a loan, negotiate mortgage terms, collect an application, underwrite credit or make a lending commitment.
What kind of introduction can Commercially provide?+
Where appropriate and permitted, Commercially may provide a contact-only introduction to an independent, appropriately licensed mortgage brokerage that works with multiple lenders, or another financing professional whose role is clearly identified. Availability and fit are not guaranteed.
Who advises on the mortgage and financing structure?+
The independent lender, mortgage brokerage or other qualified financing adviser handles product suitability, lender options, applications, underwriting, rates, fees, security, conditions and commitments. Legal, tax and accounting advice belongs with the client's own qualified advisers.
Will a partner introduction improve approval odds?+
No. An introduction is not an endorsement, approval, pre-qualification or promise of terms. Every financing provider applies its own criteria and makes its own independent decisions.
REQUEST A PROFESSIONAL CONNECTION
Start with the property and the financing need.
Share the property type, location, transaction stage and timing. Commercially will confirm whether a contact-only introduction is appropriate and permitted.
Request a connection →